Your card's coupon book
Every statement credit your card carries, when each one resets, and the honest fee verdict: tick only the credits you would spend on anyway and see whether they cover the annual fee.
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Credits verified from the issuers' own terms. Your ticks are saved in this browser only. Nothing is sent anywhere.
How to read the verdict honestly
A credit is only worth its face value if you would have spent that money anyway. A $10 monthly DoorDash credit is $120 a year to someone who orders DoorDash; it is $0 to someone who does not, and a spend trap if it makes them start. Tick with that rule and the verdict is real.
Why resets matter more than totals
Most credits reset on the calendar, monthly or annually, and unused amounts vanish. The bank prices the fee against the credits you forget. That is the whole reason the RightCard app has a card calendar: it tells you before a credit resets, not after.
Get reminded before each credit resets.
The app's Card calendar lists this month's credits for the cards you carry, lets you check them off, and warns you before they reset. Free, no bank login.
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