Free tools: points calculator · store checker · on Android? join the waitlist →
iPhone app & Chrome extension

The right card, every time.

Your best card at any store, and every bank offer added in one tap. No bank login. No account. Nothing tracked.

★★★★★ 4.9 on the App Store · Amex, Chase, Citi & Wells Fargo · zero trackers
0+
cards, verified weekly
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stores in the directory
0
banks, one-tap offers
0
bank logins, ever
Try it, no install

Where are you shopping?

This is the real engine from the app, running in your browser against a sample wallet. Type a store.

Sample wallet: Amex Gold · Freedom Unlimited · Prime Visa. The app uses your cards. Nothing you type is sent anywhere.

Bank offers

Open your bank's offers page once.

Amex, Chase, Citi and Wells Fargo bury hundreds of card-linked offers behind one-at-a-time buttons. RightCard's extensions walk the page you already have open and add them all — Safari on your iPhone, Chrome on your computer. Free here — the paid apps charge for exactly this.

Real run, real account. The counts match the bank's own page.
On your computer

The RightCard Chrome extension.

The same offers, on the machine you actually shop from. The extension adds them on your bank's own page, then tells you which of your cards already has an offer at the store you're on. One click, one account shared with your phone. Free, and no bank login here either.

Chrome on Mac, Windows, Linux or ChromeOS. On iPhone, extensions are a Safari feature and ship inside the app.

The RightCard Chrome popup listing six offers already on the user's cards at Turo.com

The answer, before you pay

Search any store and get one answer: which card, what it earns, and the math behind it. Offers, rotating bonuses and point values already folded in.

RightCard showing the best card and its rate for a store

Every offer, in one place

Synced offers sorted by what's ending soonest, what's worth the most, and which card holds them. Expired ones clear themselves.

The Offers tab listing synced card-linked offers

It tells you when a bonus won't post

Walmart codes as a superstore. Costco is a warehouse club and takes Visa only. RightCard warns you instead of promising a bonus that never arrives.

RightCard warning that a warehouse club will not pay a grocery bonus
Also in the app

The money with deadlines.

Card calendar

Statement credits before they reset, annual fees before they post, signup-bonus deadlines. The money banks price their fees against you forgetting.

The card calendar listing upcoming credits and fees

Nearby alerts

Your phone taps you at a store with an offer.

Home Screen widget

Best card per category, at a glance.

Siri & Spotlight

Swipe down, type a store, get the answer.

Works offline

The engine runs on your phone.

Scan a photo

Point the camera at a storefront.

Rotating 5% tracked

Flex, Discover it and friends, every quarter.

Rewards ledger

Log what you earn. Your record, not a guess.

Cash or travel value

Flip the lens; the winner can change.

Request a card

Missing one? It lands on your Home screen.

Built for iPad

Same answers, bigger screen.

Privacy, structurally

Not a promise. An architecture.

Most card apps ask for your bank login and build a profile. RightCard is built so it can't.

What RightCard sees

  • Which cards you told it you carry
  • Offers its extension read on pages you opened
  • Your app version and last-open date

What it never sees

  • Your bank login or card numbers
  • Your balances or transactions
  • Your location
  • Your browsing — the extension runs on bank domains only
 RightCardTypical rewards app
Bank login requiredNoYes, via Plaid or similar
Reads your transactionsNoYes
Where recommendations are computedOn your phoneOn their servers
One-tap offer activationIncludedOften a paid tier
Third-party trackersNoneCommon
Account required to startNoUsually

See the four App Store privacy labels side by side →

From the App Store

What people actually say.

Real reviews, quoted word for word, with the reviewer's own App Store handle. Nothing edited.

“It tells me exactly which card to use in seconds so I actually get the rewards I've earned. It's super easy to use and has already saved me a bunch!”
★★★★★ R Meher · App Store · Jan 12, 2026
“The app is clean, fast, and simple — no accounts, no ads, and no confusing setup. I love that everything stays on the device and just works.”
★★★★★ ajDexter23 · App Store · Jan 12, 2026
“It tells me the best card to use and automatically activates eligible bank offers, so I don't miss out on extra rewards. Simple, fast, and no bank login required.”
★★★★★ Hat_c45 · App Store · Aug 4, 2026
“Honestly, this app is a life saver. Already saved $$$ on multiple purchases. Love that I don't have to link my actual bank account to use it. Super fast, simple and saves money.”
★★★★★ Gunalann · App Store · Aug 27, 2026
The data

An AI checks the numbers. It isn't allowed to guess.

Verified twice, weekly

An AI pipeline re-verifies every card's rates from two independent sources. When they disagree, the rate is quarantined instead of published. Unsure means silence, never a guess.

Honest by rule

Offers show the banks' own stated ceilings. There's no invented "you saved $1,247" number anywhere, because nobody can honestly know that.

iPhoneiPadSafari extension Chrome extension Home Screen widgetSiri & SpotlightMCP for AI assistants
AI agents

Your assistant can ask RightCard directly.

RightCard runs a Model Context Protocol server, so Claude and other MCP assistants can call the same engine the app uses — not a summary of it, not a scrape. Ask which card to use and the answer comes back with the real math.

Add it once
{
  "mcpServers": {
    "rightcard": {
      "command": "npx",
      "args": ["-y", "rightcard-mcp"]
    }
  }
}

Or point a remote client at mcp.rightcard.ai/mcp. Listed in the official MCP registry as ai.rightcard/mcp.

Then ask, in your own words
Which of my cards should I use at Costco?
best_cardlookup_merchant
Costco codes as a warehouse club, so category bonuses won't post — and the warehouse takes Visa only at the register. Your best guaranteed card there is the one with the highest flat rate you hold on Visa.

Five tools: best_card, lookup_merchant, search_cards, card, rotating_calendar. Public card data only — no wallet, no account, nothing personal.

Setup instructions and the full tool list →

Questions

The honest answers.

Does RightCard need my bank login?

No, never. It doesn't connect to a bank through Plaid or anything else, and it never sees your balances, transactions or card numbers. Recommendations are computed on your phone.

What costs money?

Nothing right now. Finding your best card and adding your bank offers in one tap are both free — the paid apps in this category charge for the activation part.

How does it know the best card to use?

It normalizes every card's rewards — base rates, rotating quarterly bonuses and limited-time bank offers — into a single value per dollar, then picks the winner. Point values are deliberately conservative and the math is shown.

How does one-tap activation work?

You open your bank's own offers page in Safari, signed in as yourself. The opt-in extension reads the offers on that page and adds them. Your login never touches the app, and the extension only runs on bank domains.

Does it work on my computer?

Yes. The RightCard Chrome extension is free in the Chrome Web Store. It adds your offers on your bank's own page and tells you which card has an offer at the store you're on. Sign in with the same email and your phone and computer share one set of offers. You don't need the app to use it.

Why is my offer count different from my bank's?

Two honest reasons: RightCard keeps one offer per store per card while banks sometimes list the same store twice, and offers can lapse on the last day in a different timezone. A difference of one or two is normal.

How can nearby alerts work without tracking me?

Everything happens on your phone. iOS wakes the app when you've moved a meaningful distance, your phone checks nearby stores against your own offers, and the alert is a local notification. No coordinate is ever sent to a server, stored or logged.

Which cards are supported?

Major U.S. rewards cards from American Express, Chase, Citi, Capital One, Discover, Bank of America, Wells Fargo, U.S. Bank and more, with new ones added continuously. If yours is missing, you can request it in the app.

Best cards by category, every issuer, ranked by what a dollar really earns: groceries · dining · gas · travel · online shopping · drugstores · transit · streaming

Android

Not on iPhone? Get in line.

RightCard is iPhone-only today. An Android version is planned. Leave your email and you'll get one message when it ships — that's the only thing it's used for.

Stop guessing at the register.

Download on the App Store

iPhone · no account needed to start · on Android? join the waitlist