Search any store or pick a category — RightCard instantly tells you which card in your wallet earns the most and activates your bank offers for you. No bank login. No tracking. Ever.
Your Amex, Chase, Citi & Wells Fargo offers are free money — but only after you click “add” on every single one. RightCard does it for you, dozens at a time, then surfaces each as a real deal at checkout.
This is a real recording — no mockups. RightCard’s Safari helper scrolls your offers page and activates each one, turning every “+” into an enrolled deal.
A taste of the real thing. Nothing is sent anywhere; this runs entirely on this page, just like the app runs on your phone.
A few example stores on a sample wallet (Amex Gold · Sapphire Preferred · Citi Custom Cash · Discover it · Cap One SavorOne). The app works with your cards across 1,800+ stores.
Premium cards are coupon books — a $10 dining credit here, a $50 hotel credit there, each on its own clock, and the bank never reminds you. RightCard watches every deadline on your cards.
Statement credits reset monthly, quarterly, or yearly — and unused ones are pure profit for the issuer. RightCard's credit card benefit tracker turns them into a simple checklist with honest reminders.
One tap tells you the optimal card. Behind it: an AI engine that tracks every card's rates, bonuses, and offers so you don't have to.
Dining, grocery, gas, travel — each tile shows the winning rate and the exact card in your wallet that earns it.
Type “Walmart,” “Costco,” “Apple” — RightCard surfaces your best card there, from a directory of ~1,800 brands, instantly and offline.
Optionally sync your Amex, Chase, Citi & Wells Fargo offers and activate them in one tap — surfaced as real deals (“$35 back on $135+”), never inflated.
Count points as cash, or value transferable & travel points per program — so a Hilton 6× doesn’t masquerade as a better deal than 2× transferable points.
Quarterly 5% bonuses (Freedom Flex, Discover it) are date-aware — RightCard knows when they’re active and reminds you to activate them.
Optional, on-device only: when you open the app, get a nudge for your best card at a store right next to you. The location never leaves your phone.
Walmart codes as a superstore, not a supermarket — so RightCard warns you instead of promising a grocery bonus that won’t post.
Browse every synced offer by card, with the ones expiring soon floated to the top so you never miss a deal.
Recommendations are computed on your device from a local cache — the network is never on the checkout critical path.
Statement-credit reset reminders, annual-fee alerts, and signup-bonus deadlines — the money on your cards with a clock on it, watched for you.
Optionally log a purchase right from any recommendation and watch your real earnings add up — entered by you, so it's your record, never an estimate.
Point the camera at a store or a checkout screen — on-device OCR reads it and names your best card. The photo never leaves your phone.
Tap the cards you carry. No numbers, no bank login — just the card names. That’s the whole setup.
Search a store or tap Dining / Grocery / Gas / Travel. RightCard ranks your wallet by real value per dollar.
Swipe the winner. Sync your bank offers and it’ll surface those too, with one-tap activation.
Every other rewards app links to your bank and lets its servers read your spending. RightCard flips it: an autonomous AI engine continuously discovers and verifies every card’s rewards, offers, and rotating bonuses — and the match happens privately, on your device.
AI smarts, without the privacy cost.
An autonomous AI pipeline reads issuer pages and confirms every rate against two independent sources before it’s published. If they don’t agree, it holds the value back rather than guess — so your recommendations stay accurate and never inflated. 130+ cards, refreshed weekly.
No sign-up, no personal info, no analytics or ad SDKs. No bank login — ever. Your card list and recommendations stay on your device.
Yes — RightCard is completely free. There's no subscription to find your best card or to activate your bank offers.
No, never. Unlike most rewards tools, RightCard never asks you to connect a bank or card account. Your recommendations are computed privately on your device.
It normalizes each of your cards' rewards — base rates, rotating quarterly bonuses, and limited-time bank offers — into a single value per dollar, then surfaces the winning card for the exact store or category. The math runs on your device, so there's no waiting at checkout.
They're card-linked offers your bank posts (for example, “$10 back at a store”). RightCard's opt-in Safari extension reads the offers shown on your bank's own page and lets you switch them all on at once — it never reads your balance, account number, or login.
Bank offer pages sometimes advertise their other cards right on the page ("upgrade to…"), and occasionally that's the only card name the page exposes. During an offer sync, when RightCard can't tell for sure which card an offer belongs to, it asks instead of guessing — a wrong guess would mean wrong recommendations. If it names a card you don't hold, tap Not mine and it won't ask about that card again. Your real cards' offers are unaffected.
Two honest reasons. RightCard keeps one offer per store per card (banks sometimes list the same store twice), and it keeps an offer you've synced until it expires — even if your bank rotates it off the page early, because it still works on your card. So the counts drift a little by design; the offers themselves are the bank's own.
Everything happens on your phone. If you opt in, iOS wakes RightCard when you've moved a meaningful distance; your phone checks nearby stores against offers already synced to your cards, and shows a local notification if one matches. Your location is never sent to us, stored, or logged — there's no server in the loop. It's off by default, and you can turn it off anytime.
It watches the money on your cards that has deadlines: recurring statement credits before they reset (like a “$10 monthly dining credit”), your annual-fee dates once you tell it when you opened the card, and any signup-bonus deadline you choose to track. Credit amounts come from the banks' own published benefits, and reminders are local notifications computed on your device.
It doesn't guess — you tell it. The rewards ledger and the calendar's credit check-offs are optional records you enter yourself, so every total is your own record, never an estimate. RightCard never reads your transactions or connects to your bank.
Major U.S. rewards cards from American Express, Chase, Citi, Capital One, Discover, Bank of America, Wells Fargo, and more — with new cards added continuously.
It depends on the cards in your wallet — RightCard does the math and tells you the winning card for each category and store, so you never have to guess at checkout.
Yes. Recommendations are computed on your device, there's no tracking and no ads, and we never sell your data.
We only send email from support@rightcard.ai — and we will never ask for your card number, bank login, password, or any payment. RightCard is free and never has access to your accounts. If you receive a suspicious email claiming to be RightCard, don't click its links — forward it to support@rightcard.ai and we'll investigate. Our domain enforces DMARC email authentication, so forged mail is sent to spam or rejected by major providers.
Free. Private. The best card for every purchase, every time.
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