Best cards for gas

Updated September 26, 2026 · from RightCard's verified card and merchant data

Sam's Club Mastercard has the highest verified everyday gas value from any issuer in our data: 5%.

Gas station rates from every issuer we have verified, with the rotating 5% quarter shown when it is live. Costco and Sam's Club pumps take only Visa and Mastercard respectively at the pump, so check the network before you count on a rate there.

Verified gas rates

Everyday rates only. No limited-time offers, no welcome bonuses. Ranked by value per dollar, not by the biggest multiplier.

Card	Gas	≈ value / $1
Sam's Club Mastercard	5%	5¢
Citi Premier Card	3x points	4.8¢
Citi Rewards+	3x points	4.8¢
Citi Strata Premier Card	3x points	4.8¢
Altitude Connect Visa Signature Credit Card	4x points	4¢
Costco Anywhere Visa Card by Citi	4%	4¢
Verizon Visa Card	4%	4¢
Wyndham Rewards Earner Plus Card	4x points	4¢
Ink Business Cash Credit Card	2x points	3.6¢
AAdvantage Platinum Select	2x miles	3.2¢

Value column: cash at face value; points at conservative per-program estimates (Chase Ultimate Rewards 1.8¢, Citi ThankYou Points 1.6¢, Wyndham Rewards 1¢, fixed-value miles 1¢) toward travel. Cash out and most points are worth 1¢ or less. RightCard lets you flip between the two.

Live this quarter (rotating bonus)

These windows are in our verified data today. They expire, and they need activation where noted.

Chase Freedom: 5% through September 30, 2026. Activation required.
Chase Freedom Flex: 5% through September 30, 2026. Activation required.
Citi Dividend Card: 5% through September 30, 2026. Activation required.
Discover it Cash Back: 5% through September 30, 2026. Activation required.
Discover it Student Cash Back: 5% through September 30, 2026. Activation required.

The part people miss

The bonus follows the store's merchant code, not the sign on the door. Superstores and warehouse clubs are the common trap for grocery. Hotel restaurants and stadium concessions are the usual traps for dining. When the code does not match, the purchase earns the base rate, and no app can change that.

How RightCard handles this: add your cards and the gas tile on Home shows the one card that wins, including this quarter's rotating bonus and your bank offers. The app is free and private. No bank login. Recommendations are computed on your phone.

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FAQ

Which credit card is best for gas?

Sam's Club Mastercard has the highest verified everyday gas value from any issuer in our data: 5%.

Why is a card I know missing?

Only cards whose rates two independent sources agreed on are listed. Missing means unverified, not worse.

Are welcome bonuses counted?

No. These are everyday rates. A welcome bonus is a one-time event and the part every affiliate ranking is paid to sell.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

More guides: Costco rewards guide · Walmart rewards guide · Freedom Flex 5% calendar · Best cards for travel · Best card for Publix