Every verified card, what it earns
Updated September 24, 2026 · 110 cards whose rates two independent sources agreed on
One page per card: every category rate as the bank publishes it, the point value we apply, this quarter's rotating bonus if there is one, built-in store rates, statement credits and the fee. Missing here means unverified, not worse. Pick your cards to see which wins where.
Chase
Aeroplan Credit Card3x miles restaurants, 3x miles supermarkets, 3x miles travel · $195 feeAmazon Prime Visa2% restaurants, 2% gas stations, 2% transit & rideshareChase Freedomflat 1%Chase Freedom Flex3% restaurants, 3% drugstoresChase Freedom Unlimited3% restaurants, 3% drugstoresChase Instacart Mastercard2% restaurants, 2% gas stations, 2% streamingChase Sapphire Preferred3x points restaurants, 2x points travel, 2x points transit & rideshare, 3x points streamin · $95 feeChase Sapphire Reserve3x points restaurants, 3x points travel, 3x points transit & rideshare · $795 feeDisney Premier Visa Card2% restaurants, 2% supermarkets, 2% gas stations · $49 feeIHG One Rewards Premier5x points restaurants, 5x points gas stations · $99 feeInk Business Cash Credit Card2x points restaurants, 2x points gas stationsInk Business Preferred Credit Card3x points travel, 3x points transit & rideshare · $95 feeInk Business Unlimited Credit Cardflat 1.5x pointsMarriott Bonvoy Boundless3x points restaurants, 3x points supermarkets, 3x points gas stations · $95 feeSouthwest Rapid Rewards Performance Business Credit Card2x points restaurants, 2x points gas stations, 2x points transit & rideshare · $299 feeSouthwest Rapid Rewards Plus2x points restaurants, 2x points supermarkets, 2x points gas stations, 2x points travel · $99 feeSouthwest Rapid Rewards Premier Credit Card2x points restaurants, 2x points supermarkets, 3x points travel · $149 feeSouthwest Rapid Rewards Priority2x points restaurants, 2x points gas stationsUnited Explorer2x miles restaurants · $150 feeUnited Gateway Card2x miles gas stations, 2x miles transit & rideshare
American Express
American Express Blue Cash Everyday3% supermarkets, 3% gas stations, 3% online shoppingAmerican Express Blue Cash Preferred6% supermarkets, 3% gas stations, 3% transit & rideshare, 6% streaming · $95 feeAmerican Express Business Gold Cardflat 1x points · $375 feeAmerican Express Cash Magnet Cardflat 1.5%American Express Gold Card4x points restaurants, 4x points supermarkets · $325 feeAmerican Express Platinumflat 1x points · $895 feeAmerican Express Platinum Card for Schwabflat 1x points · $895 feeAmex EveryDay Card2x points supermarketsBlue Business Cash Card from American Expressflat 2%Delta SkyMiles Gold American Express2x miles restaurants, 2x miles supermarkets, 2x miles travel · $150 feeDelta SkyMiles Platinum American Express2x miles restaurants, 2x miles supermarkets · $350 feeDelta SkyMiles Platinum Business American Express Card1.5x points transit & rideshare · $350 feeDelta SkyMiles Reserve American Express Card3x miles travel · $650 feeHilton Honors American Express Card5x points restaurants, 5x points supermarkets, 5x points gas stationsHilton Honors Surpass4x points online shopping · $150 feeMarriott Bonvoy Brilliant American Express Card3x points restaurants, 3x points travel · $650 feeThe Blue Business Plus Credit Card from American Expressflat 2x points
Citi
AAdvantage Platinum Select2x miles restaurants, 2x miles gas stations · $99 feeCiti Custom Cashflat 1x pointsCiti Dividend Cardflat 1%Citi Double Cashflat 2%Citi Premier Card3x points restaurants, 3x points supermarkets, 3x points gas stations, 3x points travel · $95 feeCiti Rewards+2x points restaurants, 3x points supermarkets, 3x points gas stations, 2x points travel, 3Citi Strata Premier Card3x points restaurants, 3x points supermarkets, 3x points gas stations, 3x points travel · $95 feeCiti/AAdvantage Executive cardflat 1x pointsCiti/AAdvantage Globe card2x points restaurants, 3x points travelCostco Anywhere Visa Card by Citi3% restaurants, 4% gas stations, 3% travelL.L.Bean Mastercard2x points restaurants, 2x points gas stationsMy Best Buy Visa Card2x points restaurants, 2x points supermarkets, 3x points gas stations
Capital One
BJ's One Mastercardflat 1.5%BJ's One+ Mastercardflat 2%Capital One Savor3% restaurants, 3% supermarkets, 3% streamingCapital One SavorOne3% restaurants, 3% supermarkets, 3% streaming · $39 feeCapital One Spark Cash Plusflat 2% · $150 feeCapital One Spark Miles for Businessflat 2x points · $95 feeCapital One Ventureflat 2x miles · $95 feeCapital One Venture X Businessflat 2x miles · $395 feeSavorOne Student3% restaurants, 3% supermarketsT-Mobileflat 2x points
Barclays
AAdvantage Aviator Red Mastercard2x miles restaurants, 2x miles gas stations, 2x miles travelArrival Plus World Elite Mastercardflat 2x miles · $89 feeBarclaycard CashForward World Mastercardflat 1.5%GM Rewards Mastercardflat 3x pointsHawaiian Airlines World Elite Mastercard2x miles restaurants, 2x miles supermarkets, 2x miles gas stations, 3x miles travelJetBlue Plus Card2x points restaurants, 2x points supermarkets · $99 feeWyndham Rewards Earner Plus Card4x points restaurants, 4x points supermarkets, 4x points gas stations · $95 fee
U.S. Bank
Altitude Connect Visa Signature Credit Card2x points restaurants, 2x points supermarkets, 4x points gas stations, 4x points travel, 2Altitude Go Secured Visa Credit Card4x points restaurants, 2x points supermarkets, 2x points gas stationsAltitude Go Visa Signature Credit Card2x points supermarkets, 4x points travelBank Smartly Visa Signature Credit Cardflat 2x pointsCash+ Secured Visa Credit Cardflat 1%U.S. Bank Business Triple Cash Rewards World Elite Mastercard3% restaurants, 3% gas stationsU.S. Bank Cash+ Visa Signatureflat 1%
Wells Fargo
Attune Cardflat 1x pointsAutograph Journey Card3x points restaurants, 3x points travel · $95 feeChoice Privileges Mastercard3x points supermarkets, 3x points gas stationsChoice Privileges Select Mastercard5x points supermarkets, 5x points gas stations · $95 feeWells Fargo Active Cashflat 2%Wells Fargo Signify Business Cash Cardflat 2%
Bank of America
Alaska Airlines Atmos Rewards Summit Visa Infinite3x points restaurants · $395 feeAtmos Rewards Ascent Visa Signatureflat 1x pointsBank of America Business Advantage Customized Cash Rewards2% restaurantsBank of America Business Advantage Unlimited Cash Rewardsflat 1.5%Bank of America Premium Rewards2x points restaurants, 2x points travel, 2x points transit & rideshare
Navy Federal
GO REWARDS3x points restaurants, 2x points gas stationsMore Rewards American Express3x points restaurants, 3x points supermarkets, 3x points gas stations, 3x points transit &Navy Federal cashRewardsflat 1.5%Visa Signature Flagship Rewards3x points travel · $95 feecashRewards Securedflat 1%
Discover
Discover it Cash Backflat 1%Discover it Milesflat 1.5x pointsDiscover it Student Cash Backflat 1%Discover it Student Chrome2x points restaurants, 2x points gas stations
Bilt
Bilt Blue Cardflat 1x pointsBilt Obsidian Cardflat 1x points · $95 feeBilt Palladium Cardflat 2x points · $495 fee
Bread Financial
AAA Daily Advantage Visa Signature5% supermarkets, 3% gas stations, 3% drugstores, 3% streamingBread Cashback American Express Credit Cardflat 2%
USAA
USAA Cashback Rewards Plus American Express Cardflat 1%USAA Preferred Cash Rewards Visa Signatureflat 1.5%