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Arrival Plus World Elite Mastercard: what it earns

Updated September 17, 2026 · from RightCard's verified card and merchant data

Arrival Plus World Elite Mastercard earns a flat 2x miles on everything. We value fixed-value miles at 1¢ per point toward travel and 1¢ as cash; the table below shows both readings. Annual fee: $89.

Every category, as published

The everyday rates only. No welcome bonus, no limited-time offers. Where a rotating 5% quarter is live today it is noted in the row.

CategoryEarn≈ value / $1
Restaurants2x miles2¢ cash · 2¢ travel
Supermarkets2x miles2¢ cash · 2¢ travel
Gas stations2x miles2¢ cash · 2¢ travel
Travel2x miles2¢ cash · 2¢ travel
Online shopping2x miles2¢ cash · 2¢ travel
Drugstores2x miles2¢ cash · 2¢ travel
Transit & rideshare2x miles2¢ cash · 2¢ travel
Streaming2x miles2¢ cash · 2¢ travel
Everything else2x miles2¢ cash · 2¢ travel

Travel value uses 1¢ per point for fixed-value miles, a conservative figure. Cash redemptions on most points programs pay 1¢ or less.

Where it beats a flat 2% card

Everywhere. It is a flat-rate card that clears the 2% bar on every purchase.

See it against the rest of your wallet →

How RightCard handles this: add the Arrival Plus World Elite Mastercard in the app and it competes with your other cards at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and private. No bank login. Recommendations are computed on your phone.

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FAQ

What does the Arrival Plus World Elite Mastercard earn at supermarkets?

2x miles at stores that code as supermarkets. Superstores and warehouse clubs usually do not count.

What does the Arrival Plus World Elite Mastercard earn on everything else?

2x miles on purchases outside its bonus categories.

Is the Arrival Plus World Elite Mastercard's $89 fee worth it?

Only if the credits and rewards you would actually use add up to more than $89 a year. Our coupon-book tool lets you tick the credits you would use and see the verdict.

How much are Arrival Plus World Elite Mastercard points worth?

About 1¢ each toward travel by our conservative estimate for fixed-value miles, and 1¢ or less as cash.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

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