Upgrade Triple Cash Rewards Visa: what it earns
Updated September 17, 2026 · from RightCard's verified card and merchant data
Upgrade Triple Cash Rewards Visa earns 3% at drugstores, and 1% on everything else. Annual fee: not verified yet.
Every category, as published
The everyday rates only. No welcome bonus, no limited-time offers. Where a rotating 5% quarter is live today it is noted in the row.
| Category | Earn | ≈ value / $1 |
|---|---|---|
| Restaurants | 1% | 1¢ |
| Supermarkets | 1% | 1¢ |
| Gas stations | 1% | 1¢ |
| Travel | 1% | 1¢ |
| Online shopping | 1% | 1¢ |
| Drugstores | 3% | 3¢ |
| Transit & rideshare | 1% | 1¢ |
| Streaming | 1% | 1¢ |
| Everything else | 1% | 1¢ |
Where it beats a flat 2% card
Drugstores. Everywhere else a plain 2% card earns more, so this card is a category card, not an everything card.
See it against the rest of your wallet →
How RightCard handles this: add the Upgrade Triple Cash Rewards Visa in the app and it competes with your other cards at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and
private. No bank login. Recommendations are computed on your phone.
Get RightCard on the App Store
FAQ
What does the Upgrade Triple Cash Rewards Visa earn at supermarkets?
1% at stores that code as supermarkets. Superstores and warehouse clubs usually do not count.
What does the Upgrade Triple Cash Rewards Visa earn on everything else?
1% on purchases outside its bonus categories.
Does the Upgrade Triple Cash Rewards Visa have an annual fee?
We have not verified the fee from two sources yet, so this page does not state one.
Where these numbers come from: RightCard's data
pipeline re-checks each card's published rates weekly and lists a rate only after two independent
sources agree. Merchant codes come from our merchant directory. If a card or store is missing here,
it is because we could not verify it, not because we guessed.
More guides: Rate my wallet · All cards · Drugstores guide