Amazon Prime Visa vs Freedom Unlimited

Updated September 24, 2026 · from RightCard's verified card and merchant data

Chase Freedom Unlimited earns more in 7 of 9 categories (restaurants, supermarkets, travel, online shopping), Amazon Prime Visa in 2, with 0 tied. Amazon Prime Visa: no annual fee. Freedom Unlimited: no annual fee. Counting categories is not the same as counting your spend: the winner for you is the one that wins where your money goes.

Every category, side by side

Published everyday rates. For points cards the value in brackets uses our conservative travel estimate; as cash, points are worth 1¢. No welcome bonuses, no limited-time offers.

Category	Amazon Prime Visa	Freedom Unlimited	Wins
Restaurants	2%	3%	Freedom Unlimited
Supermarkets	1%	1.5%	Freedom Unlimited
Gas stations	2%	1.5%	Amazon Prime Visa
Travel	1%	1.5%	Freedom Unlimited
Online shopping	1%	1.5%	Freedom Unlimited
Drugstores	1%	3%	Freedom Unlimited
Transit & rideshare	2%	1.5%	Amazon Prime Visa
Streaming	1%	1.5%	Freedom Unlimited
Everything else	1%	1.5%	Freedom Unlimited

Fee and credits

Card	Annual fee	Statement credits	Credits, face value
Amazon Prime Visa	no annual fee	none verified	—
Freedom Unlimited	no annual fee	none verified	—

Credits count only if you would spend there anyway. Tick the ones you would use and get each card's fee verdict →

Built-in store rates

Card	Store	Rate
Amazon Prime Visa	Amazon	5%
Amazon Prime Visa	Amazon Fresh	5%
Amazon Prime Visa	Whole Foods Market	5%

Carrying both

Together they cover 9 of 9 categories above the other card's rate. See the pair as one wallet, then add the rest of your cards.

Amazon Prime Visa in full → · Chase Freedom Unlimited in full →

How RightCard handles this: add both cards and the app picks between them at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and private. No bank login. Recommendations are computed on your phone.

Get RightCard on the App Store

FAQ

Amazon Prime Visa or Freedom Unlimited: which earns more?

Chase Freedom Unlimited earns more in 7 of 9 categories (restaurants, supermarkets, travel, online shopping), Amazon Prime Visa in 2, with 0 tied. Amazon Prime Visa: no annual fee. Freedom Unlimited: no annual fee. Counting categories is not the same as counting your spend: the winner for you is the one that wins where your money goes.

Which has the lower annual fee, Amazon Prime Visa or Freedom Unlimited?

Amazon Prime Visa: no annual fee. Freedom Unlimited: no annual fee.

Should I get both?

Only if each wins a category you spend in. Together they lead in 9 of 9 categories; the rate-my-wallet tool shows the pair as one wallet.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

More guides: All comparisons · Rate my wallet · Every verified card