Costco Anywhere Visa Card by Citi vs Double Cash

Updated September 24, 2026 · from RightCard's verified card and merchant data

Citi Double Cash earns more in 6 of 9 categories (supermarkets, online shopping, drugstores, transit & rideshare), Costco Anywhere Visa Card by Citi in 3, with 0 tied. Costco Anywhere Visa Card by Citi: no annual fee. Double Cash: no annual fee. Counting categories is not the same as counting your spend: the winner for you is the one that wins where your money goes.

Every category, side by side

Published everyday rates. For points cards the value in brackets uses our conservative travel estimate; as cash, points are worth 1¢. No welcome bonuses, no limited-time offers.

Category	Costco Anywhere Visa Card by Citi	Double Cash	Wins
Restaurants	3%	2%	Costco Anywhere Visa Card by Citi
Supermarkets	1%	2%	Double Cash
Gas stations	4%	2%	Costco Anywhere Visa Card by Citi
Travel	3%	2%	Costco Anywhere Visa Card by Citi
Online shopping	1%	2%	Double Cash
Drugstores	1%	2%	Double Cash
Transit & rideshare	1%	2%	Double Cash
Streaming	1%	2%	Double Cash
Everything else	1%	2%	Double Cash

Fee and credits

Card	Annual fee	Statement credits	Credits, face value
Costco Anywhere Visa Card by Citi	no annual fee	none verified	—
Double Cash	no annual fee	none verified	—

Credits count only if you would spend there anyway. Tick the ones you would use and get each card's fee verdict →

Built-in store rates

Card	Store	Rate
Costco Anywhere Visa Card by Citi	Costco Wholesale	2%
Costco Anywhere Visa Card by Citi	Costco.com	2%
Costco Anywhere Visa Card by Citi	Costco	2%

Carrying both

Together they cover 9 of 9 categories above the other card's rate. See the pair as one wallet, then add the rest of your cards.

Costco Anywhere Visa Card by Citi in full → · Citi Double Cash in full →

How RightCard handles this: add both cards and the app picks between them at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and private. No bank login. Recommendations are computed on your phone.

Get RightCard on the App Store

FAQ

Costco Anywhere Visa Card by Citi or Double Cash: which earns more?

Citi Double Cash earns more in 6 of 9 categories (supermarkets, online shopping, drugstores, transit & rideshare), Costco Anywhere Visa Card by Citi in 3, with 0 tied. Costco Anywhere Visa Card by Citi: no annual fee. Double Cash: no annual fee. Counting categories is not the same as counting your spend: the winner for you is the one that wins where your money goes.

Which has the lower annual fee, Costco Anywhere Visa Card by Citi or Double Cash?

Costco Anywhere Visa Card by Citi: no annual fee. Double Cash: no annual fee.

Should I get both?

Only if each wins a category you spend in. Together they lead in 9 of 9 categories; the rate-my-wallet tool shows the pair as one wallet.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

More guides: All comparisons · Rate my wallet · Every verified card