Delta SkyMiles Platinum American Express vs Delta SkyMiles Gold American Express

Updated September 24, 2026 · from RightCard's verified card and merchant data

Delta SkyMiles Gold American Express earns more in 1 of 9 categories (travel), Delta SkyMiles Platinum American Express in 0, with 8 tied. Delta SkyMiles Platinum American Express: $350 fee. Delta SkyMiles Gold American Express: $150 fee. Counting categories is not the same as counting your spend: the winner for you is the one that wins where your money goes.

Every category, side by side

Published everyday rates. For points cards the value in brackets uses our conservative travel estimate; as cash, points are worth 1¢. No welcome bonuses, no limited-time offers.

Category	Delta SkyMiles Platinum American Express	Delta SkyMiles Gold American Express	Wins
Restaurants	2x miles (2.2¢)	2x miles (2.2¢)	tie
Supermarkets	2x miles (2.2¢)	2x miles (2.2¢)	tie
Gas stations	1x miles (1.1¢)	1x miles (1.1¢)	tie
Travel	1x miles (1.1¢)	2x miles (2.2¢)	Delta SkyMiles Gold American Express
Online shopping	1x miles (1.1¢)	1x miles (1.1¢)	tie
Drugstores	1x miles (1.1¢)	1x miles (1.1¢)	tie
Transit & rideshare	1x miles (1.1¢)	1x miles (1.1¢)	tie
Streaming	1x miles (1.1¢)	1x miles (1.1¢)	tie
Everything else	1x miles (1.1¢)	1x miles (1.1¢)	tie

Point values: Delta SkyMiles Platinum American Express: Delta SkyMiles at 1.1¢ toward travel; Delta SkyMiles Gold American Express: Delta SkyMiles at 1.1¢ toward travel. Cash out and most points are worth 1¢ or less.

Fee and credits

Card	Annual fee	Statement credits	Credits, face value
Delta SkyMiles Platinum American Express	$350 fee	Rideshare credit ($10 monthly), Delta Stays credit ($150 yearly)	$270 / yr
Delta SkyMiles Gold American Express	$150 fee	Rideshare credit ($10 monthly), Delta Stays credit ($100 yearly)	$220 / yr

Credits count only if you would spend there anyway. Tick the ones you would use and get each card's fee verdict →

Carrying both

Together they cover 1 of 9 categories above the other card's rate. See the pair as one wallet, then add the rest of your cards.

Delta SkyMiles Platinum American Express in full → · Delta SkyMiles Gold American Express in full →

How RightCard handles this: add both cards and the app picks between them at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and private. No bank login. Recommendations are computed on your phone.

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FAQ

Delta SkyMiles Platinum American Express or Delta SkyMiles Gold American Express: which earns more?

Delta SkyMiles Gold American Express earns more in 1 of 9 categories (travel), Delta SkyMiles Platinum American Express in 0, with 8 tied. Delta SkyMiles Platinum American Express: $350 fee. Delta SkyMiles Gold American Express: $150 fee. Counting categories is not the same as counting your spend: the winner for you is the one that wins where your money goes.

Which has the lower annual fee, Delta SkyMiles Platinum American Express or Delta SkyMiles Gold American Express?

Delta SkyMiles Platinum American Express: $350 fee. Delta SkyMiles Gold American Express: $150 fee.

Should I get both?

Only if each wins a category you spend in. Together they lead in 1 of 9 categories; the rate-my-wallet tool shows the pair as one wallet.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

More guides: All comparisons · Rate my wallet · Every verified card