IHG One Rewards Premier vs Marriott Bonvoy Boundless

Updated September 24, 2026 · from RightCard's verified card and merchant data

IHG One Rewards Premier earns more in 7 of 9 categories (restaurants, gas stations, online shopping, drugstores), Marriott Bonvoy Boundless in 2, with 0 tied. IHG One Rewards Premier: $99 fee. Marriott Bonvoy Boundless: $95 fee. Counting categories is not the same as counting your spend: the winner for you is the one that wins where your money goes.

Every category, side by side

Published everyday rates. For points cards the value in brackets uses our conservative travel estimate; as cash, points are worth 1¢. No welcome bonuses, no limited-time offers.

Category	IHG One Rewards Premier	Marriott Bonvoy Boundless	Wins
Restaurants	5x points (2.5¢)	3x points (2.1¢)	IHG One Rewards Premier
Supermarkets	1x points (0.5¢)	3x points (2.1¢)	Marriott Bonvoy Boundless
Gas stations	5x points (2.5¢)	3x points (2.1¢)	IHG One Rewards Premier
Travel	1x points (0.5¢)	1x points (0.7¢)	Marriott Bonvoy Boundless
Online shopping	3x points (1.5¢)	2x points (1.4¢)	IHG One Rewards Premier
Drugstores	3x points (1.5¢)	2x points (1.4¢)	IHG One Rewards Premier
Transit & rideshare	3x points (1.5¢)	2x points (1.4¢)	IHG One Rewards Premier
Streaming	3x points (1.5¢)	2x points (1.4¢)	IHG One Rewards Premier
Everything else	3x points (1.5¢)	2x points (1.4¢)	IHG One Rewards Premier

Point values: IHG One Rewards Premier: IHG One Rewards at 0.5¢ toward travel; Marriott Bonvoy Boundless: Marriott Bonvoy at 0.7¢ toward travel. Cash out and most points are worth 1¢ or less.

Fee and credits

Card	Annual fee	Statement credits	Credits, face value
IHG One Rewards Premier	$99 fee	$100 statement credit ($100 yearly), Instacart credit ($10 monthly), DoorDash credit ($10 quarterly)	$260 / yr
Marriott Bonvoy Boundless	$95 fee	Airline credit ($100 yearly)	$100 / yr

Credits count only if you would spend there anyway. Tick the ones you would use and get each card's fee verdict →

Carrying both

Together they cover 9 of 9 categories above the other card's rate. See the pair as one wallet, then add the rest of your cards.

IHG One Rewards Premier in full → · Marriott Bonvoy Boundless in full →

How RightCard handles this: add both cards and the app picks between them at every store, with your bank offers and this quarter's rotating bonus folded in. The app is free and private. No bank login. Recommendations are computed on your phone.

Get RightCard on the App Store

FAQ

IHG One Rewards Premier or Marriott Bonvoy Boundless: which earns more?

IHG One Rewards Premier earns more in 7 of 9 categories (restaurants, gas stations, online shopping, drugstores), Marriott Bonvoy Boundless in 2, with 0 tied. IHG One Rewards Premier: $99 fee. Marriott Bonvoy Boundless: $95 fee. Counting categories is not the same as counting your spend: the winner for you is the one that wins where your money goes.

Which has the lower annual fee, IHG One Rewards Premier or Marriott Bonvoy Boundless?

IHG One Rewards Premier: $99 fee. Marriott Bonvoy Boundless: $95 fee.

Should I get both?

Only if each wins a category you spend in. Together they lead in 9 of 9 categories; the rate-my-wallet tool shows the pair as one wallet.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

More guides: All comparisons · Rate my wallet · Every verified card