Sam's Club Mastercard vs Costco Anywhere Visa Card by Citi
Updated September 24, 2026 · from RightCard's verified card and merchant data
Every category, side by side
Published everyday rates. For points cards the value in brackets uses our conservative travel estimate; as cash, points are worth 1¢. No welcome bonuses, no limited-time offers.
| Category | Sam's Club Mastercard | Costco Anywhere Visa Card by Citi | Wins |
|---|---|---|---|
| Restaurants | 3% | 3% | tie |
| Supermarkets | 1% | 1% | tie |
| Gas stations | 5% | 4% | Sam's Club Mastercard |
| Travel | 1% | 3% | Costco Anywhere Visa Card by Citi |
| Online shopping | 1% | 1% | tie |
| Drugstores | 1% | 1% | tie |
| Transit & rideshare | 1% | 1% | tie |
| Streaming | 1% | 1% | tie |
| Everything else | 1% | 1% | tie |
Fee and credits
| Card | Annual fee | Statement credits | Credits, face value |
|---|---|---|---|
| Sam's Club Mastercard | no annual fee | none verified | — |
| Costco Anywhere Visa Card by Citi | no annual fee | none verified | — |
Credits count only if you would spend there anyway. Tick the ones you would use and get each card's fee verdict →
Built-in store rates
| Card | Store | Rate |
|---|---|---|
| Costco Anywhere Visa Card by Citi | Costco Wholesale | 2% |
| Costco Anywhere Visa Card by Citi | Costco.com | 2% |
| Costco Anywhere Visa Card by Citi | Costco | 2% |
Carrying both
Together they cover 2 of 9 categories above the other card's rate. See the pair as one wallet, then add the rest of your cards.
Sam's Club Mastercard in full → · Costco Anywhere Visa Card by Citi in full →
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FAQ
Sam's Club Mastercard or Costco Anywhere Visa Card by Citi: which earns more?
Sam's Club Mastercard and Costco Anywhere Visa Card by Citi split the categories 1–1, with 7 tied. Sam's Club Mastercard: no annual fee. Costco Anywhere Visa Card by Citi: no annual fee. Counting categories is not the same as counting your spend: the winner for you is the one that wins where your money goes.
Which has the lower annual fee, Sam's Club Mastercard or Costco Anywhere Visa Card by Citi?
Sam's Club Mastercard: no annual fee. Costco Anywhere Visa Card by Citi: no annual fee.
Should I get both?
Only if each wins a category you spend in. Together they lead in 2 of 9 categories; the rate-my-wallet tool shows the pair as one wallet.
More guides: All comparisons · Rate my wallet · Every verified card