Best card for Netflix and streaming

Updated September 24, 2026 · from RightCard's verified card and merchant data

American Express Blue Cash Preferred has the highest verified everyday streaming value from any issuer in our data: 6%.

Streaming is a small but clean category. Netflix, Spotify, Hulu, Disney+ and the rest carry a streaming code, and a few cards pay a real bonus on it. Small monthly charges, but they never stop.

Verified streaming rates

Everyday rates only. No limited-time offers, no welcome bonuses. Ranked by value per dollar, not by the biggest multiplier.

Card	Streaming	≈ value / $1
American Express Blue Cash Preferred	6%	6¢
Chase Sapphire Preferred	3x points	5.4¢
AAA Daily Advantage Visa Signature	3%	3¢
Capital One Savor	3%	3¢
Capital One SavorOne	3%	3¢
Altitude Connect Visa Signature Credit Card	2x points	2¢
Chase Instacart Mastercard	2%	2¢

Value column: cash at face value; points at conservative per-program estimates (Chase Ultimate Rewards 1.8¢, fixed-value miles 1¢) toward travel. Cash out and most points are worth 1¢ or less. RightCard lets you flip between the two.

The part people miss

The bonus follows the store's merchant code, not the sign on the door. Superstores and warehouse clubs are the common trap for grocery. Hotel restaurants and stadium concessions are the usual traps for dining. When the code does not match, the purchase earns the base rate, and no app can change that.

How RightCard handles this: add your cards and the streaming tile on Home shows the one card that wins, including this quarter's rotating bonus and your bank offers. The app is free and private. No bank login. Recommendations are computed on your phone.

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FAQ

Which credit card is best for Netflix and streaming?

American Express Blue Cash Preferred has the highest verified everyday streaming value from any issuer in our data: 6%.

Does YouTube Premium count as streaming?

Issuers list the services they count. Most name YouTube and YouTube Premium. Check your card's list.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

More guides: Costco rewards guide · Walmart rewards guide · Freedom Flex 5% calendar · Why didn't my grocery bonus post? · Best cards for online shopping