Best card for Exxon

Updated September 24, 2026 · from RightCard's verified card and merchant data

Yes. Exxon codes as a gas stations. Our directory files it under gas stations. Use your best gas card here.

Why the code decides, not the cart

Every card purchase carries a merchant category code (MCC). The store sets it once, for the whole store. Your bank pays a category bonus by that code, not by what is in your bag. That is why a cart full of groceries can still earn the base rate.

Verified gas rates

Cards in our verified data with a real gas bonus, ranked by value per dollar, not by the biggest multiplier.

Card	Gas	≈ value / $1
Sam's Club Mastercard	5%	5¢
Citi Premier Card	3x points	4.8¢
Citi Rewards+	3x points	4.8¢
Citi Strata Premier Card	3x points	4.8¢
Altitude Connect Visa Signature Credit Card	4x points	4¢
Costco Anywhere Visa Card by Citi	4%	4¢

Value column: cash at face value; points at conservative per-program estimates (Citi ThankYou Points 1.6¢, fixed-value miles 1¢) toward travel. Cash out and most points are worth 1¢ or less. RightCard lets you flip between the two.

Live this quarter (rotating bonus)

These windows are in our verified data today. They expire, and they need activation where noted.

Chase Freedom: 5% through September 30, 2026. Activation required.
Chase Freedom Flex: 5% through September 30, 2026. Activation required.
Citi Dividend Card: 5% through September 30, 2026. Activation required.
Discover it Cash Back: 5% through September 30, 2026. Activation required.
Discover it Student Cash Back: 5% through September 30, 2026. Activation required.

How RightCard handles this: search "Exxon" in the app and it shows your best gas card, plus any bank offer you have there. The app is free and private. No bank login. Recommendations are computed on your phone.

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FAQ

Does Exxon count as gas for credit card rewards?

Yes. Exxon codes as a gas stations. Our directory files it under gas stations. Use your best gas card here.

Does Exxon Mobil Rewards+ stack with a card bonus?

Yes. The station's own rewards program is separate from your card's category bonus.

Do bank offers apply here?

Often. Amex, Chase, Citi and Wells Fargo each run card-linked offers that rotate monthly and are targeted per card. They beat any category math when you have one. The RightCard app syncs yours and checks them at the moment you pay.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

More guides: Costco rewards guide · Walmart rewards guide · Freedom Flex 5% calendar · Best card for Costco gas · Best card for Southwest flights