Which Chase card for gas?

Updated September 26, 2026 · from RightCard's verified card and merchant data

Ink Business Cash Credit Card has the highest verified everyday gas value from Chase in our data: 2x points (about 3.6¢ per dollar toward travel). This quarter, Chase Freedom is higher at 5% after activation, until September 30.

Chase does not have a year-round 5% gas card. Most of the time the answer is a co-brand card with a 2x gas rate, or the Freedom Flex in a quarter where gas is a 5% category. Here is what our verified data shows today.

Verified gas rates

Everyday rates only. No limited-time offers, no welcome bonuses. Ranked by value per dollar, not by the biggest multiplier.

Card	Gas	≈ value / $1
Ink Business Cash Credit Card	2x points	3.6¢
IHG One Rewards Premier	5x points	2.5¢
Southwest Rapid Rewards Performance Business Credit Card	2x points	2.4¢
Southwest Rapid Rewards Plus	2x points	2.4¢
Southwest Rapid Rewards Priority	2x points	2.4¢
United Gateway Card	2x miles	2.4¢
Marriott Bonvoy Boundless	3x points	2.1¢
Amazon Prime Visa (5% needs Prime)	2%	2¢

Value column: cash at face value; points at conservative per-program estimates (Chase Ultimate Rewards 1.8¢, Southwest Rapid Rewards 1.2¢, United MileagePlus 1.2¢, Marriott Bonvoy 0.7¢, IHG One Rewards 0.5¢) toward travel. Cash out and most points are worth 1¢ or less. RightCard lets you flip between the two.

Live this quarter (rotating bonus)

These windows are in our verified data today. They expire, and they need activation where noted.

Chase Freedom: 5% through September 30, 2026. Activation required.
Chase Freedom Flex: 5% through September 30, 2026. Activation required.

The part people miss

The bonus follows the store's merchant code, not the sign on the door. Superstores and warehouse clubs are the common trap for grocery. Hotel restaurants and stadium concessions are the usual traps for dining. When the code does not match, the purchase earns the base rate, and no app can change that.

How RightCard handles this: add your cards and the gas tile on Home shows the one card that wins, including this quarter's rotating bonus and your bank offers. The app is free and private. No bank login. Recommendations are computed on your phone.

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FAQ

Which Chase card is best for gas?

Ink Business Cash Credit Card has the highest verified everyday gas value from Chase in our data: 2x points (about 3.6¢ per dollar toward travel). This quarter, Chase Freedom is higher at 5% after activation, until September 30.

Does Costco gas earn the Chase gas bonus?

It depends on the card's terms. Warehouse-club fuel is sometimes excluded. Check a statement.

Does the Sapphire Preferred earn a gas bonus?

No. Its bonuses are travel, dining, online grocery and streaming. Gas earns 1x.

Where these numbers come from: RightCard's data pipeline re-checks each card's published rates weekly and lists a rate only after two independent sources agree. Merchant codes come from our merchant directory. If a card or store is missing here, it is because we could not verify it, not because we guessed.

More guides: Costco rewards guide · Walmart rewards guide · Freedom Flex 5% calendar · Which Chase card for groceries? · Best card for Netflix and streaming